When you’ve have an accident…

Chances are good that you or someone you know will be involved in an automotive accident this year. J & J provides you this information to help keep you safe and informed in case of an accident. Print this page (printable version is here) and keep it in your glove compartment in case you get in an accident. This page includes steps to take if you are involved in an accident, general information and a form so you can document the accident. Please drive safely.

  • Keep calm – easier said than done we know, but the calmer you are the smoother everything will go. Be tactful and courteous, even if you’re angry.
  • Turn off your vehicle’s engine and leave it where it is if you feel it is safe to do so. If you think your car is in danger of being hit by another car, slowly drive to the side of the road or a well-lit parking lot. (Some state or local statutes may require the vehicle be left as is.) If it can?t be moved, turn on the hazard lights.
  • Assess your situation. When examining the possible damage to your vehicle, NEVER walk directly between the two cars – if one is hit again, you could be trapped between the two vehicles.
  • Seek medical help if you or other parties require it. Provide medical help to others ONLY if you are trained to do so. Are you injured? Assess the amount of impact and judge to what degree you may be hurt. If you think you’re injured, stay in your car and try to relax. Be honest if anyone asks how you are. Ask someone to call for help and let a professional assess your condition.
  • Call the police. Dial 9-1-1 first. If that doesn’t work, dial 0 and ask for the police. Notify the police. Tell them who you are, where you are, and about any obvious or claimed injuries.
  • Identify yourself to the other driver.
  • Exchange information with the other driver(s). Be sure to get the names, addresses, telephone numbers and insurance companies. Be sure to list passengers in each vehicle involved. Get the names, addresses and phone numbers of any witnesses. If you can’t get their names, at least get their license plate numbers. Get names and badge numbers of any police officers who arrive at the scene. 
  • If there are injuries or extensive damage, the police should file a report. Ask to how to obtain an official copy for the insurance company.
  • Avoid any extensive discussions at the scene about who is responsible for the accident. Don’t say the accident was your fault, even if you believe it was. If the other person admits responsibility, offers a money settlement and you accept, you will not be able to put the claim through your insurance company. You or the other party may later find damage and bodily injury not apparent at first.
  • Write a complete description of the accident as soon as possible. Include weather conditions, estimated speeds, and as much precise information as you can observe. Take photographs if a camera is available.
  • Have the vehicle towed or driven to a collision repair facility of your choice.
  • Notify your insurance company of the accident as soon as possible.

See the Consumer Bill of Rights for Motorists available with information designed to aid you in the repair of your damaged vehicle.

Date of accident Time ______________________________________
Location ______________________________________
Other Driver’s Name ______________________________________
Address ______________________________________
City State Zip ______________________________________
Phone ______________________________________
Yr/Make and Model other driver’s vehicle ______________________________________
Insurance Company ______________________________________
Agent ______________________________________
Policy Number ______________________________________

 

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